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Same points can be applied to the other game they have too, which I think is Lineage or somes*it.

But ok.

I could pay 15 bucks for 30 points, then spend 30 points for a month of gameplay.

Or I could just spend 15 bucks and get a month of gameplay.

Unless I have the option to spend 15 points for 15 days of play, I don't see what's the use. Maybe the free (1-5) points for surveys, but Blizzard pretty much has forums where they can get info for free, albeit they have to shift through a lot of dumbs*it.

AKA "The Gun"
AKA "ROFeraL"

World Renowned Mexican Forklift Artiste

I generally agree with debit being a lot better than credit for the obvious reasons (I hate the idea of debt anyway, though I recognize the entire world economy is based around money that definitely doesn't exist so yeah), but don't you need credit cards to establish credit rating and get loans for houses and such? Unless you're loaded of course.

If destruction exists, we must destroy everything.
Shuruppak Yuratuhl
Slaad Shrpk Breizh

Paying any debt back on time gets you good credit.

Student loans for example.

Building credit will help in the long run.
And actually getting a credit card, and using it but then paying it off right away will raise your score faster than just getting a CC and never using it.

I'm not a fan in general about spending money I don't have.

EDIT: All it takes is for you to lose your job and all of a sudden that car, house, and plasma screen that was way above your income level become liabilities.

RETIRED.
[armory loc="US,Bleeding Hollow"]Mayonaise[/armory]
[armory loc="US,Bleeding Hollow"]Jerkonaise[/armory]

Yup. Plus, not sure about any of you guys, but the banks around here always fuck people over. I've lost like $100 dollars at their hands.

I have 1 credit card, for the sole purpose of building credit.

I save the money I intend to spend on whatever it may be, and just keep it in my bank account. Pay for the item with the credit card. When the statement comes, pay with my debit card all at once and no harm no foul, instant boost.

The trick is NOT spending money you don't have, only money that you DO have to boost a credit rating.

Credit cards used in any instance other than the above is for emergencies where you find yourself without cash/debit/wallet/help. Few and far between.

Playing WoW again in 2018, kill me, thanks

I've had a credit card for years, I've never spent money I didn't have. It's good for buying stuff on the internet, paying at restaurants, ordering mail order brides.

If you can't handle a credit card wtf are you going to do with your life when you have real bills to pay?

Lie down and get penetrated a few times a week.







Selling plasma.